Detailed Answer
Under Wyoming law, every driver must maintain auto liability insurance. See W.S. § 26-13-301 (mandatory coverage) and W.S. § 31-9-401 (proof of financial responsibility). To find the insurer for an at-fault driver, you can:
- Obtain the crash report. Law enforcement officers must prepare a report at the scene. Under W.S. § 31-5-104, you can request a copy from the reporting agency. The form often lists the driver’s insurer and policy number.
- Ask the at-fault driver. Wyoming law requires drivers to exchange insurance information at the scene. If you have a written exchange, it should include the insurer’s name and policy number.
- Contact the Wyoming Department of Transportation (WYDOT). The Crash Records unit keeps electronic records of accident reports. You can order records online or by mail. Visit WYDOT for instructions.
- Use discovery in a claim or lawsuit. If you file a lawsuit, you can serve written interrogatories or a subpoena duces tecum seeking the at-fault driver’s insurer information. Under the Wyoming Rules of Civil Procedure 26(b)(1), insurance coverage counts as relevant evidence.
Helpful Hints
- Obtain the crash report promptly. Agencies sometimes charge a fee.
- Keep copies of all communications. Document phone calls and emails.
- If the driver refuses to cooperate, note this in your report to law enforcement.
- Use your own insurer’s subrogation team to pursue the at-fault driver’s insurer.
- Consider hiring an attorney to navigate discovery and subpoenas.
Disclaimer: This article is for educational purposes only and does not constitute legal advice. Consult an attorney for guidance on your specific situation.