How a Worsening Concussion and the Need for Long‑Term Care Can Affect Your Personal Injury Settlement in Utah
Disclaimer: This article explains general information about Utah law. It is not legal advice. For advice about a specific case, consult a licensed Utah attorney.
Detailed Answer — What to expect under Utah law
If a head injury (concussion) gets worse over time and you require ongoing or long‑term treatment, that change can significantly affect the value and structure of any personal injury recovery. Key points under Utah practice and procedure are:
1. Damages include both past and reasonably certain future costs
In a personal injury claim, recoverable damages normally include past medical expenses, past pain and suffering, lost wages, and the reasonable value of future medical care and future lost earning capacity caused by the injury. When symptoms worsen, the expected future costs go up, which increases the case value. To support claims for future care, you will need objective medical records, long‑term prognoses, and cost estimates (for example a life care plan prepared by a qualified provider).
2. Timing matters — statute of limitations in Utah
Utah generally requires that you file a personal injury lawsuit within a limited period of time. The statute of limitations for personal injury actions is four years. See Utah Code § 78B‑2‑305 for details: Utah Code § 78B‑2‑305. If your symptoms worsen but you have not yet filed suit, keep this deadline in mind; if you miss it, you may lose the right to sue. If you already filed a claim, continue to document changes in symptoms and treatment.
3. Settlements commonly resolve future claims — releases can bar later recovery
Most settlements require you to sign a release that resolves the defendant’s liability. A broad, full release typically bars any later claim for future symptoms or treatment that arise from the same injury. That means if you settle now for a payment and sign a general release, and later your concussion worsens, you usually cannot reopen the settled claim to get more money unless you reserved those rights in the settlement agreement or can prove fraud or other legal grounds to set aside the release.
4. Options to protect recovery for future needs
To avoid being left without funds for new or worsening symptoms, consider these approaches (usually negotiated with the defendant or insurer):
- Include specific compensation for expected future medical care, supported by medical opinions and cost estimates.
- Use a structured settlement or periodic payments to cover ongoing care rather than a one‑time lump sum.
- Agree to a partial or limited release that preserves a reserved claim for future treatment tied to the injury.
- Set up a trust or dedicated account for future medical expenses (in some situations).
5. If you already settled and symptoms worsen
If you already accepted a settlement and signed a general release, options are limited. You may be able to reopen a case only in narrow circumstances, such as fraud, mutual mistake, or if the settlement explicitly allowed reopening. If you believe the release was procured by fraud (for example, if the defendant concealed facts) consult an attorney promptly to evaluate whether a legal challenge is possible.
6. Evidence and proving causation
To recover for worsening symptoms, you must tie those symptoms to the original accident. Strong proof includes contemporaneous medical treatment records, specialist evaluations (neurology, neuropsychology), imaging when indicated, and expert testimony linking your decline to the earlier injury. Document symptoms carefully and consistently, and continue recommended treatment so providers can document progression and prognosis.
7. Communicate with insurers and preserve rights
Notify the at‑fault party’s insurer about new or worsening symptoms and new treatments. Insurers sometimes reopen their evaluation if new information appears, but they are not obligated to pay beyond the release terms unless the settlement allows it or a court orders additional recovery.
8. Practical steps if you anticipate long‑term care
If you expect long‑term needs, get a written future care plan and cost estimate, obtain supporting medical opinions about permanency and likely future treatment, and involve an attorney before signing any release. An attorney experienced in traumatic brain injury and personal injury can help translate future care needs into a demand and propose settlement structures that preserve funds for those needs.
Helpful Hints
- Keep detailed records of all symptoms, doctor visits, medications, therapy, and out‑of‑pocket costs.
- Ask treating clinicians for written prognoses about likely future care and expected costs.
- Consider getting a life care plan and a vocational assessment if symptoms affect your ability to work.
- Do not sign a full release without understanding whether it covers future medical problems tied to the injury.
- If you must settle, explore structured settlements or periodic payments to ensure ongoing care funding.
- Consult a Utah personal injury attorney before agreeing to a settlement or signing documents—especially if your symptoms are evolving.
- Be mindful of the four‑year statute of limitations for personal injury claims in Utah: Utah Code § 78B‑2‑305.
- Seek immediate medical attention for worsening symptoms — timely treatment helps both health and your claim.
- Use reputable medical resources for patient information, such as the CDC’s concussion page: CDC HEADS UP.