Detailed Answer
Disclaimer: This article provides general information about locating assets under Tennessee law and does not constitute legal advice. Always consult a qualified attorney for guidance on your specific situation.
Locating and identifying assets held across multiple counties or states requires a structured, multi-step approach. Under Tennessee law, you can search public real estate records, examine Uniform Commercial Code filings, review business registrations, and consult vehicle and tax databases. Follow these steps to uncover assets efficiently:
1. Search County Real Estate Records
Each county’s Register of Deeds maintains recorded deeds, mortgages, liens, and plats. Access online search portals or visit the office in person. Enter the owner’s full legal name or known aliases. For links to county recording offices and fee schedules, see the Tennessee Department of Revenue’s property tax page: tn.gov/property-taxes.
2. Review UCC Filings for Personal Property
Secured creditors file financing statements under the Uniform Commercial Code when they hold an interest in personal property. Tennessee’s UCC filings are publicly searchable through the Secretary of State: Tennessee UCC Record Search. This search covers filings under Tenn. Code Ann. § 47-9-501 (Place to File Financing Statement).
3. Check Motor Vehicle Title Records
The Tennessee Department of Revenue handles vehicle titles and registrations. You can request searches by submitting Form RV-F1315401 online or visiting a county clerk’s office. Detailed instructions appear at: tn.gov/vehicle-title-registration.
4. Search Business Entity Filings
Assets may reside within corporations, LLCs, or partnerships. Use the Secretary of State’s searchable business database to identify the entity’s registered agent, status, and filing history: Business Information Search. Review annual reports for asset disclosures.
5. Consult Additional Public Records
Explore chancery and probate court dockets for trusts, estates, and guardianship cases where assets appear. County tax assessor websites list property values and owner details. Vessel registrations (for boats) also record ownership with the Tennessee Wildlife Resources Agency.
Helpful Hints
- Gather full legal names, prior names, and known aliases to improve search accuracy.
- Take note of previous addresses and business locations for refined database queries.
- Budget for search fees, certified copies, and expedited processing where available.
- Use consistent search parameters across counties and state databases to avoid missed records.
- When encountering sealed or confidential filings, seek a court order or professional assistance.