Disclaimer: This article is for informational purposes only and does not constitute legal advice.
Detailed Answer
When a relative passes away, unclaimed property may include bank accounts, safe deposit box contents, unpaid wages, insurance benefits, or utility deposits. Under Tennessee’s Unclaimed Property Act (Tenn. Code Ann. §66-29-101 et seq.), unclaimed assets eventually transfer to the State Treasury if the owner or heir does not claim them. Heirs can take these steps to locate and recover property:
1. Search the Tennessee Unclaimed Property Database
Visit the Tennessee Treasury Department’s unclaimed property search at tn.gov/treasury/unclaimed-property. Enter the deceased’s full name and last known city. Review all listings carefully.
2. Verify Relationship and Entitlement
To file a valid claim, heirs must prove their relationship to the decedent. Tennessee law requires a certified death certificate and legal documents that demonstrate heirship (e.g., will, trust, letters testamentary, or next-of-kin affidavit). See Tenn. Code Ann. §66-29-108 for claim requirements: §66-29-108.
3. Complete and Submit the Claim Form
Download the official Unclaimed Property Claim Form from the Treasury website. Include:
- Certified death certificate
- Proof of heirship (letters testamentary or intestacy affidavit)
- Government-issued ID for the heir
- Any supporting financial records
Send the form and documents to the address listed on the Treasury site. Allow 10–12 weeks for processing.
4. Explore Probate Records When No Treasury Listing Exists
If the database returns no results, the deceased’s assets may have transferred via probate. Contact the clerk of the probate court in the county where the decedent lived. Tennessee probate procedures appear at Tenn. Code Ann. Title 30: Title 30.
5. Follow Up and Maintain Records
After submission, check claim status online or by calling the Treasury’s unclaimed property unit. Keep copies of all correspondence, forms, and receipts.
Helpful Hints
- Collect all relevant personal data: full name(s), birth date, and last residence.
- Gather probate documents early to avoid delays.
- Check multiple name variations (maiden names, initials).
- Verify the abandonment period—most assets become unclaimed after three years under Tenn. Code Ann. §66-29-112: §66-29-112.
- Consider consulting a probate or estate attorney if you encounter complex family or title disputes.