Do I Have Ownership Interest in Rhode Island Real Property if I Pay the Property Tax?

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney. See full disclaimer.

Detailed Answer

Paying property taxes on real estate in Rhode Island does not automatically give you any ownership interest in the property. Ownership of real property requires a legal conveyance by deed, court order, or established adverse possession, not merely the payment of taxes.

Under Rhode Island law, adverse possession can create ownership over time. To qualify, you must occupy the land openly, continuously, and under a claim of right for at least ten years, per R.I. Gen. Laws § 34-7-1 34-7-1. Simply paying taxes without actual possession or a clear claim does not satisfy these requirements.

Rhode Island also permits municipalities to place tax liens and conduct tax sales for unpaid taxes under R.I. Gen. Laws § 44-9-1 44-9-1. If you pay taxes on behalf of the owner, you may acquire a tax lien certificate or the right to redeem the property after a tax sale, but this process does not transfer title or confer an ownership interest unless you complete the formal tax sale and redemption procedures.

In summary, paying property taxes may secure a lien or reimbursement right, but it does not create ownership in Rhode Island without a deed transfer, successful adverse possession claim, or a completed tax sale purchase under state law.

Disclaimer: This article is for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation.

Helpful Hints

  • Review the property’s deed and title history before paying taxes.
  • Obtain a title search and title insurance to protect your interests.
  • For adverse possession, maintain open and continuous possession for at least ten years.
  • Understand tax lien and tax sale procedures under R.I. Gen. Laws § 44-9.
  • Consult a real estate attorney before entering any tax payment agreement.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney. See full disclaimer.