Disclaimer: This article is for informational purposes only and does not constitute legal advice. You should consult a qualified attorney for advice about your specific circumstances.
Detailed Answer
1. Understanding Pennsylvania’s Unclaimed Property Law
Under Pennsylvania law (72 P.S. §§ 1301.1 et seq.), property held by businesses, financial institutions, and government agencies may escheat to the state if unclaimed for three years. Examples include dormant bank accounts, unpaid insurance benefits, utility deposits, and safe-deposit box contents. The Pennsylvania Treasury Department then holds these assets as unclaimed property. Learn more at 72 P.S. Chapter 13.
2. Searching for Unclaimed Property
- Visit the Pennsylvania Treasury’s Unclaimed Property database at patreasury.gov/unclaimed-property.
- Enter the deceased relative’s full name and last known city or county.
- Review search results and note any property listings matching your relative’s name.
3. Verifying Your Heirship
You must prove you are a lawful heir or personal representative. Acceptable documents include:
- Certified death certificate
- Probate court letters (Letters Testamentary or Letters of Administration)
- Will admitting you as beneficiary or heirship affidavit
4. Filing a Claim
- Download the Unclaimed Property Claim Form from the Pennsylvania Treasury website.
- Complete all sections, listing the property ID or amount you found in the database.
- Attach notarized copies of supporting documents (death certificate, proof of relationship, probate letters).
- Mail the form and attachments to the address on the form or submit electronically if available.
5. Claim Review and Payment
The Treasury reviews claims in 30–90 days. They may request additional proof. Once approved, you receive payment by check or electronic transfer.
Helpful Hints
- Search under variations of the relative’s name (middle initials, nicknames).
- Gather certified copies of all documents—originals are not returned.
- If the estate was probated, check with the Register of Wills for estate assets.
- Keep records of all correspondence and submission dates.
- Consider hiring a probate attorney if the estate is complex or contested.
- Check nationwide databases like the National Association of Unclaimed Property Administrators at unclaimed.org.