Disclaimer: This article is for informational purposes only and does not constitute legal advice. Contact a licensed attorney in New Hampshire to discuss your specific case.
Detailed Answer
After an auto accident in New Hampshire, your first step is to seek medical care. Insurance companies require proof of injury before settlement. The average timeline breaks down as follows:
- Medical Treatment and Investigation (1–6 months): You treat injuries and collect medical records, bills, and accident documentation.
- Demand Package and Negotiations (1–3 months): Your lawyer sends a demand letter to the at-fault driver’s insurer with evidence and a proposed settlement amount.
- Settlement or Lawsuit Decision (varies): If the insurer accepts, you resolve the claim. If not, you may file a lawsuit before the 3-year deadline under NH RSA 508:4.
- Lawsuit Timeline (1–3 years): This includes pleadings, discovery, mediation, and trial scheduling. Complex or severe injury cases often take longer.
Minor injury claims typically resolve within 6 to 12 months. Moderate to severe cases requiring litigation can take 1 to 3 years or longer, depending on court backlogs and case complexity.
Helpful Hints
- Document every medical visit, treatment, and expense.
- Keep a detailed accident diary, including photos and witness contacts.
- File your lawsuit within the 3-year statute of limitations (NH RSA 508:4).
- Negotiate firmly but be open to reasonable settlement offers.
- Consult a qualified New Hampshire attorney early to protect your rights.