Under Nevada workers compensation law, an employee who suffers an on-the-job injury may recover lost wages from all covered employers. When you hold multiple part-time or full-time positions, you must combine your earnings to calculate benefits and submit proper claims to each insurer.
Detailed Answer
1. Report the Injury Promptly
Notify each employer in writing as soon as possible—no later than 7 days after the accident—to preserve your right to benefits (NRS 616C.150).
2. Gather Wage and Employment Records
Collect pay stubs, W-2s, timecards or payroll summaries from all jobs for the 52 weeks prior to the injury (or the number of weeks you worked if less than 52). These documents establish your total earnings.
3. File a Workers Compensation Claim
Submit an Application for Compensation with the Division of Industrial Relations within 90 days of your injury (NRS 616C.170). Provide each insurer a copy of your application and wage records.
4. Calculating Your Average Weekly Wage
Under Nevada law, your “average weekly wage” equals the total wages from all employers divided by 52 weeks (or by the actual weeks worked if under 52) (NRS 616C.400).
Example: If you earned $15,600 from Job A and $7,800 from Job B over 52 weeks, your combined wages are $23,400. Dividing by 52 yields an average weekly wage of $450.
5. Receiving Benefits and Monitoring Your Claim
Youll receive two-thirds of your average weekly wage (subject to statutory minimums and maximums). Each insurer pays its share based on the proportion of wages you earned with that employer.
Keep track of benefit payments. Report any errors or changes in your medical status immediately to your claims adjusters.
6. Coordinate Between Multiple Insurers
Ensure each insurer knows about your other employment. Disclose all wage sources so each carrier can calculate its share accurately. If one insurer denies responsibility, you may request a hearing before the Workers Compensation Judge.
Disclaimer: This article is for educational purposes only and does not constitute legal advice. Consult a qualified attorney for advice on your specific situation.
Helpful Hints
- Submit written notice of your injury within 7 days to each employer (NRS 616C.150).
- File your claim for compensation within 90 days of the accident (NRS 616C.170).
- Request wage statements from payroll or HR departments promptly.
- Track medical reports and doctor visits to support your claim.
- Keep copies of all correspondence with insurers and employers.