Accessing and Reviewing Your Unclaimed Property Account on nccash.com in Mississippi

Disclaimer: This article provides general information under Mississippi law. It does not constitute legal advice. Consult an attorney for advice about your specific situation.

Detailed Answer

nccash.com is the online portal for the National Association of Unclaimed Property Administrators (NAUPA), connecting you with state unclaimed property databases—including Mississippi’s. To access and review your unclaimed property held by the State of Mississippi, follow these steps:

1. Gather Your Personal Information
   Prepare your full legal name, any previous names (maiden, alias), current mailing address, email, telephone number, and Social Security number (or EIN for businesses). Having proof of identity (driver’s license, state ID) and documentation supporting your claim (utility bills, bank statements) will streamline the process.
2. Create or Log In to Your nccash.com Account
   Visit nccash.com. Click “Sign Up” to create a free account using your email and password. If you already have an account, select “Sign In.”
3. Search for Unclaimed Property
   Once logged in, choose “Mississippi” from the state list. Enter your name or business name exactly as it appears on your documents. Click “Search.” The system will display any records matching your criteria.
4. Review Search Results
   Examine each record carefully. Records typically include the owner’s name, last known address, property type (e.g., checking accounts, safe-deposit contents, uncashed dividends), and the holder.
5. Select Property and Prepare a Claim
   Click “Claim Now” next to any valid match. The portal guides you through a step-by-step claim form. Provide supporting documentation as scanned PDF or image files. Typical documents include copy of ID, proof of address, and any relevant account statements.
6. Understand Mississippi’s Unclaimed Property Law
   Mississippi’s Unclaimed Property Act, Mississippi Code Title 89, Chapter 12, governs abandoned property. Funds held by the state include dormant bank accounts, uncashed checks, and more (Miss. Code Ann. § 89-12-1 et seq.). Funds escheat to the state after dormancy periods (one to five years depending on property type).
7. Submit and Track Your Claim
   After uploading your documents, submit the claim. nccash.com sends you an email confirmation with a claim reference number. You can log back into your account to track status: “Under Review,” “Approved,” or “More Information Needed.”
8. Receive Your Funds
   Once approved, Mississippi will issue payment by check or direct deposit, depending on your selection. Typical processing time is 4–8 weeks but can vary based on the complexity of your claim.

Helpful Hints

• Use exact name matches (include middle initials) when searching to reduce false positives.
• Check your spam folder for confirmation and status emails from nccash.com.
• If the portal requests additional documentation, respond promptly to avoid delays.
• Save your claim reference number and all email correspondence for future reference.
• Review Mississippi’s official unclaimed property site for updates: Mississippi Treasury – Unclaimed Property.