Yes. Under Mississippi law you can generally recover both past and reasonably certain future medical and therapy expenses stemming from an accident, provided you can prove the defendant caused the injuries and the expenses are reasonably necessary and provable. Recovery depends on liability, causation, and proper proof of costs (including expert testimony for future care). This is not legal advice; consult a licensed Mississippi attorney about your specific situation.

Detailed Answer — How recovery works under Mississippi law

1. Core elements you must prove

• Liability: The other party was negligent or otherwise legally responsible for the accident.
• Causation: Your medical conditions and therapy needs were caused by (or materially aggravated by) that accident.
• Damages: You incurred actual medical bills and therapy costs (past) and can show, with reasonable certainty, that you will need and incur future medical or therapy expenses.

2. Past medical and therapy expenses

Past bills and receipts are the easiest categories to recover. Keep itemized bills, medical records, therapy invoices, receipts for prescriptions, and proof of payments. Mississippi courts use these documents as primary evidence of past economic loss.

3. Future medical and therapy expenses

Future or ongoing treatment costs are recoverable, but Mississippi requires proof that the need is reasonably certain—not merely speculative. Typical evidence to establish future expenses includes:

• Testimony and reports from treating physicians or allied health professionals describing continuing problems and recommended treatment plans.
• Expert testimony (often from a medical expert) estimating the scope, duration, and likely cost of future care.
• Written cost estimates for procedures, therapy plans, equipment, or long‑term care.

Courts will evaluate whether the testimony and cost estimates are reliable and sufficiently connected to the accident.

4. Proof standards Mississippi courts apply

Mississippi law requires reasonable certainty for future damages. Courts have denied awards where future care rests on speculation. Conversely, where credible medical testimony links the accident to ongoing care needs and provides a cost estimate, judges and juries often approve recovery for future medical and therapy expenses.

5. Insurance payments, liens, and subrogation

Be prepared for insurers or government programs (Medicare/Medicaid) to seek reimbursement (liens or subrogation) from any recovery. Health insurers may have contractual subrogation rights. Federal rules govern Medicare/Medicaid liens, so you should identify any potential lien early and plan for negotiation or resolution as part of a settlement or judgment.

6. Settlement vs. trial considerations

Insurance companies commonly settle before trial. A settlement can resolve past bills and projected future care, but the defendant/insurer will push to limit future liability. If your future needs are substantial or uncertain, you may need a structured settlement, periodic payments, or a larger lump-sum to cover long-term therapy. Discuss these options with counsel before accepting an offer.

7. Timing — statute of limitations in Mississippi

Mississippi generally requires personal injury claims to be filed within three years of the cause of action. See Miss. Code Ann. § 15-1-49. Missing this deadline usually bars recovery. For the official text, see the Mississippi Legislature: Miss. Code Ann. § 15-1-49 (statute of limitations).

8. Practical steps to maximize recovery

1. Seek prompt medical care and follow treatment plans. Early treatment both helps recovery and creates documentary proof linking care to the accident.
2. Keep all records: emergency-room reports, imaging, prescriptions, therapy notes, invoices, and proof of payment.
3. Ask treating providers for written future care plans and cost estimates if ongoing therapy or procedures are likely.
4. Document how injuries affect daily life and work (lost earnings, reduced activity), since non‑economic loss often influences settlement value.
5. Notify insurers and preserve evidence (photos, witness info, vehicle damage) that tie the accident to your treatment.
6. Identify any health-insurance or government program payments early to address liens and subrogation claims.
7. Consult a Mississippi personal‑injury attorney before accepting any settlement, especially if future care is needed.

9. Common complications

• Pre-existing conditions: The defendant may argue your treatment is due to an earlier condition. Mississippi law allows recovery for aggravation of pre-existing conditions if the accident materially worsened your condition.
• Insufficient evidence: Without credible medical testimony tying future care to the accident, courts may deny future damages.
• Lien negotiations: Medicare, Medicaid, and private insurers may claim repayment from awards. These claims can reduce your net recovery unless negotiated or resolved.

Helpful Hints

• Get medical attention right away and follow up with specialists as recommended.
• Keep a chronological file of all medical records, therapy notes, bills, and receipts.
• Ask your doctor to explain in writing whether the recommended future treatment is likely to be needed because of the accident.
• Ask for cost estimates from providers for any expected long‑term therapy or procedures.
• Preserve evidence from the accident scene (photos, witness names, police reports).
• Be cautious about quick settlement offers. Insurers may undervalue future care needs.
• Talk to a Mississippi personal injury attorney early—especially if your injuries appear to require long-term therapy.