How Can Heirs Locate and Claim Unclaimed Property of a Deceased Relative in Michigan?
Detailed Answer
When a person dies, they may leave behind unclaimed assets—bank accounts, insurance benefits, safe-deposit contents or other funds—that the state holds until rightful owners or heirs come forward. Under Michigan’s Unclaimed Property Law (MCL 445.101–445.267), the State Treasurer takes custody of property after a dormancy period and maintains a searchable database.
1. Search Michigan’s Unclaimed Property Database
Visit the Michigan Department of Treasury’s Unclaimed Property portal:
michigan.gov/treasury/unclaimed-property.
Enter the decedent’s name (and known aliases). Review any results carefully, including descriptions and amounts.
2. Identify the Rightful Heirs
Michigan law requires the state to pay unclaimed property to individuals entitled under an estate or probate proceeding. If the decedent left a valid will, the named executor (personal representative) handles claims. If there is no will, the court appoints an administrator, and Michigan’s intestacy rules determine heirs.
3. Gather Required Documentation
To file a claim, heirs or the estate representative must provide:
- Certified death certificate of the decedent.
- Proof of heirship or authority: Letters testamentary, letters of administration or Small Estate Affidavit (for modest estates under MCL 700.3101).
- Valid photo ID of the claimant.
- Completed Michigan Unclaimed Property Claim Form.
4. Submit Your Claim
Download and complete the claim form from the Treasury website, then mail it with attachments to the address on the form. Michigan law sets forth claim procedures at MCL 445.253. The Department of Treasury may request additional proof or notarization.
5. Wait for Review and Payment
Once the Department receives a complete claim packet, it reviews supporting documents, verifies heirship and releases funds. Typical turnaround is 60–90 days, though complex estates may take longer.
Helpful Hints
- Search under all name variations, including maiden names and initials.
- Check other states’ unclaimed property databases if the relative lived or had business elsewhere.
- Keep copies of every document you submit.
- Use certified mail when sending originals or sensitive information.
- If the estate is small, consider a Small Estate Affidavit under MCL 700.3101.
- Contact the Michigan Department of Treasury’s Unclaimed Property Division for questions at 517-335-2698.
Disclaimer: This article is for general informational purposes only and does not constitute legal advice. For guidance specific to your situation, consult a qualified attorney or the Michigan Department of Treasury.