Detailed Answer
Disclaimer: This article is for educational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance tailored to your situation.
1. Understanding Asset Types in Massachusetts
Assets fall into three main categories: real property (land and buildings), personal property (vehicles, equipment, jewelry) and intangible assets (bank accounts, investment accounts, business interests). Identifying the category helps determine where records are kept and how to access them.
2. Accessing Real Estate Records
Massachusetts maintains land records at county Registries of Deeds. These offices record deeds, mortgages and liens. You can search online at each county’s public portal, often via MassLandRecords.com. For requirements on recording instruments, see Mass. Gen. Laws c.185.
3. Searching UCC Filings for Personal Property
Secured transactions against personal property are filed under Article 9 of the Uniform Commercial Code. You can search UCC financing statements at Mass. Gen. Laws c.106 §9-518. This reveals whether someone granted a security interest in equipment, inventory or other assets.
4. Locating Intangible Assets
For bank, brokerage or retirement accounts, you may need subpoenas or court orders. In probate proceedings, account statements are disclosed under Massachusetts Uniform Probate Code. If assets are part of a business, check filings with the Secretary of the Commonwealth’s Corporations Division at MA Corps Online.
5. Using Court and Government Records
Judgments, tax liens and registered judgments appear in state and federal court dockets. Use the Massachusetts Trial Court Electronic Case Access or PACER (federal). For public records held by state agencies, submit a request under the Massachusetts Public Records Law (M.G.L. c.66).
6. Hiring Professionals
Private investigators, forensic accountants and title searchers specialize in tracing hard-to-find assets. They have tools and expertise to comb databases, conduct interviews and file formal requests. Engaging these professionals can streamline the process.
Helpful Hints
- Start with known information: full legal names, last known addresses and Social Security numbers (if available).
- Search multiple registries: real estate, UCC, court and corporate filings.
- Use online portals first; most county Registries of Deeds and the Secretary of the Commonwealth offer free or low-cost searches.
- Track limitation periods: under Mass. Gen. Laws c.214, many claims expire after six years.
- Be prepared to file subpoenas or motions in court for private bank and brokerage records.
- Consider a formal asset search agreement if you hire a professional investigator.