Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for advice about your specific situation.
Detailed Answer
When a person dies, they sometimes leave behind assets—bank accounts, securities, insurance proceeds, utility deposits—that remain unclaimed by heirs. In Massachusetts, the Uniform Disposition of Unclaimed Property Act (MGL c.200A) empowers the State Treasurer’s office to hold unclaimed assets and return them to rightful owners or heirs.
1. Search the Massachusetts Unclaimed Property Database
Visit the official Massachusetts database at findmassmoney.com or the state site at mass.gov/unclaimed-property. Enter the deceased person’s name to see if property is held by the state.
2. Gather Required Documentation
You must prove both the decedent’s identity and your entitlement as an heir. Typical documents include:
- Certified copy of the decedent’s death certificate.
- Proof of heir relationship, such as a copy of the will, probate order, or letters of administration under MGL c.190B (Massachusetts Uniform Probate Code).
- Your government-issued photo ID and Social Security number.
- Any correspondence from the Treasurer’s office about the unclaimed property.
3. Submit a Claim to the Treasurer’s Office
Complete the official claim form available at findmassmoney.com. Attach all required documents and mail or upload them per the instructions. Under MGL c.200A §14, the Treasurer’s office reviews claims, may request additional information, and issues payment once approved. Processing can take several weeks to months if documentation is complex.
Helpful Hints
- Start early: Probate and document gathering can take time.
- Check multiple name variations (maiden names, initials).
- Keep certified copies of all documents; originals may not be returned.
- Use the National Association of Unclaimed Property Administrators’ MissingMoney.com to search other states.
- If the estate is large or disputed, consider consulting a probate attorney.