Detailed Answer
Disclaimer: This article is for educational purposes only and does not constitute legal advice. For personalized guidance, consult a qualified attorney.
If you believe you have unclaimed property held under a Maine unclaimed property account accessible via nccash.com, follow these steps. While nccash.com is a platform for managing unclaimed funds, the underlying rights and procedures are governed by Maine law, specifically the Maine Revised Statutes Title 33, Chapter 23-A.
Step 1: Create or Log In to Your nccash.com Account
- Go to https://www.nccash.com and click “Register” or “Sign In.”
- Provide your full legal name, email, and a strong password.
- Confirm your email address via the verification link sent to your inbox.
Step 2: Verify Your Identity
- Navigate to your account dashboard and select “Verify Identity.”
- Enter personal identifiers: Social Security Number (SSN), date of birth, and current address.
- Upload a government-issued ID (driver’s license or passport) to confirm identity.
Step 3: Search for Your Unclaimed Property
- Under “My Unclaimed Property,” enter search criteria: name variations, past addresses in Maine, or SSN.
- Review returned records. Maine law requires the State to publish unclaimed balances at least once per year (33 M.R.S. § 1311).
Step 4: Review Account Details and Transaction History
- Click on each reported item to view details such as origination date, last known owner, and holder name.
- Select “Download Statement” to obtain transaction history and supporting documents.
- Records maintained on nccash.com are subject to confidentiality rules under Maine law (33 M.R.S. § 1321).
Step 5: File a Claim for Your Property
- On the item detail page, click “File a Claim.”
- Complete the online claim form, providing proof of ownership (e.g., canceled checks, account statements).
- Submit supporting documentation electronically. Maine law mandates the Treasurer to honor valid claims (33 M.R.S. § 1330).
- Allow 30–60 days for the State to review and process your claim.
Helpful Hints
- Use consistent name spellings and include maiden names where applicable.
- Keep copies of all identification and proof of ownership documents.
- Check your spam folder for verification or claim-status emails.
- Set calendar reminders to follow up after 30 days if you haven’t received an update.
- Contact Maine State Treasury unclaimed property staff at 1-888-HAVE-711 (1-888-428-7111) for assistance.