Disclaimer: This article provides general information only and does not constitute legal advice.
Detailed Answer
When you need to locate and identify assets held across different counties or states in Kentucky, you can use various public records, post-judgment discovery tools, and official databases. Below are common asset categories and methods to trace them.
1. Real Estate
Search property ownership records at each county clerk’s office where the person may hold title. Many county clerk offices provide searchable online portals. Visit in person or request certified copies of deeds. Deed records list the owner’s name, legal description, and transfer history.
2. Uniform Commercial Code (UCC) Filings
Search the Kentucky Secretary of State’s UCC database to find liens on personal property, fixtures, and business assets. These filings reveal secured parties and collateral descriptions. Access the database at Kentucky UCC Search. For more on UCC requirements, see KRS Chapter 355.
3. Motor Vehicle Records
You can request vehicle ownership records through the Kentucky Transportation Cabinet. A court order or written consent is required under KRS 186.095(3). These records show the registered owner and lien holders.
4. Bank Accounts and Financial Assets
After obtaining a judgment, you may serve a garnishment order or bank depositor interrogation under KRS 425.150. This statute allows post-judgment discovery where the judgment debtor must answer under oath and produce documents revealing account details.
5. Business Interests
Check corporate and LLC filings with the Kentucky Secretary of State. These records list officers, registered agents, and principal addresses. Access business search at Kentucky Business Search. Review annual reports for updated owner information.
6. Post-Judgment Discovery Tools
Use interrogatories, depositions, and document requests in aid of execution. Kentucky’s civil rules allow creditors to compel disclosure from debtors through court-approved discovery. For rules on post-judgment interrogatories, consult KRS 425.150 and the Kentucky Rules of Civil Procedure.
Helpful Hints
- Start with public records in each county where the individual resides or conducts business.
- Maintain a spreadsheet of databases searched, search dates, and results.
- Consider hiring a private investigator if records prove difficult to access.
- Verify name variations, including maiden names, aliases, and business names.
- Obtain court orders for confidential records like bank and vehicle records.
- Consult with a local attorney to ensure proper procedure.