If You Made a Mistake in a Signed Accident Affidavit — Kansas Guide | Kansas Estate Planning | FastCounsel
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If You Made a Mistake in a Signed Accident Affidavit — Kansas Guide

What to Do If You Made a Mistake in a Signed Accident Affidavit in Kansas

Detailed answer — how Kansas law treats mistakes in signed accident affidavits

Short answer: minor clerical mistakes usually can be corrected. Intentional false statements can have serious civil and criminal consequences under Kansas law. What happens depends on whether the error was innocent, material (important to the claim), or knowingly false.

1. Types of errors and immediate likely outcomes

  • Clerical or innocent mistakes (typos, wrong time by a few minutes, transposed digits): Insurers and police routinely accept corrected or supplemental statements. You can usually fix these by providing a corrected affidavit or a notarized correction and supporting documents (photos, repair estimates, phone records).
  • Material but innocent errors (wrong description of how the crash happened that affects fault, incorrect mileage that affects claimed damages): The insurer may investigate further. Expect questions, requests for supporting documents, and possibly an adjustment in the amount paid. Honest mistakes that are promptly corrected typically do not lead to criminal charges.
  • Knowingly false statements or intentional omissions (fabricating facts, exaggerating injuries, hiding prior accidents): These can lead to claim denial, civil liability, rescission of the insurance contract, and criminal prosecution for insurance fraud or perjury.

2. Criminal consequences to be aware of

Making a knowingly false sworn statement can expose you to criminal charges. Kansas has criminal statutes that prohibit false statements and perjury in sworn documents and false claims to insurers. If a prosecutor believes you knowingly lied on a sworn affidavit, they can pursue charges. For background on the relevant criminal statutes in Kansas, see the Kansas Legislature statutes page: Kansas Statutes.

3. Civil and insurance consequences

An insurer can deny or reduce benefits if the insurer finds a material misrepresentation. Even an innocent error that changes the factual basis for coverage or liability can prompt an insurer to pay less while they investigate. In cases of suspected fraud, insurers may seek restitution or civil damages.

4. Correcting the mistake — recommended first steps

  1. Do not ignore the issue. Prompt correction looks better than silence.
  2. Contact the insurer (or the claims adjuster) that has the affidavit and tell them there is an error you want to correct. Ask what form they prefer for a correction.
  3. Prepare a short, truthful, written correction or supplemental affidavit that explains the mistake and gives the accurate facts. Sign it under oath if required and have it notarized if the original affidavit was notarized.
  4. Gather supporting evidence (photos, repair bills, receipts, witness contact info, medical records) and provide copies to the insurer or investigator.
  5. If the affidavit was submitted to police or a court, ask the law enforcement agency or clerk how to file a corrected report or supplemental statement.

5. When to get a lawyer

Consider consulting an attorney promptly if any of the following applies:

  • The insurer has denied coverage or threatened to rescind the policy.
  • You have been contacted by law enforcement or received a subpoena, a criminal investigation notice, or a demand letter alleging fraud or perjury.
  • The mistake affects liability in a way that could expose you to a lawsuit for damages.

An attorney can help you draft a corrective affidavit, communicate with insurers and investigators, and protect your rights during any civil or criminal inquiry.

6. Practical example (hypothetical)

Fact pattern: You signed an affidavit for your insurer that said you were stopped at a red light when another driver hit you. Later you realize you wrote the wrong intersection name and one witness recalls the lights differently.

Likely result: Contact your insurer, explain the discrepancy, and provide a corrected affidavit and witness contact info. If the change does not change liability (the other driver still appears at fault), the matter will likely resolve through normal claim processing. If the corrected facts shift liability to you or raise questions about fault, the insurer will investigate more thoroughly and settlement negotiations may change.

7. Kansas statutory context

Kansas law includes criminal provisions prohibiting knowingly making false statements under oath (typically charged under perjury or false statement statutes) and statutes addressing insurance fraud. For the text of relevant Kansas statutes and definitions, consult the Kansas Legislature statute resources: Kansas Statutes (searchable). If you are dealing with an insurance investigation, the Kansas Insurance Department also provides consumer guidance on claims practices and fraud (search the Kansas Insurance Department site for fraud resources).

Disclaimer: This article explains general principles under Kansas law and is not legal advice. It does not create an attorney-client relationship. If you face potential criminal exposure, a threatened denial of benefits, or complicated liability issues, consult a licensed Kansas attorney right away.

Helpful Hints — Correcting a signed accident affidavit in Kansas

  • Act quickly. Prompt corrections are taken more seriously than delayed ones.
  • Keep copies of the original affidavit and any corrected or supplemental affidavits.
  • Be factual and concise in any correction. Avoid speculation or unnecessary detail.
  • Get corrections in writing and notarized if the original affidavit was sworn.
  • Provide supporting evidence (photos, receipts, witness statements) with the correction.
  • Tell your insurer the correction is voluntary and made to ensure the record is accurate.
  • Do not destroy or alter original evidence or documents — that can create more legal problems.
  • If contacted by police or prosecutors, politely decline to give detailed statements until you have spoken with an attorney.
  • When in doubt about legal exposure, consult a Kansas attorney experienced in insurance claims, traffic law, or criminal defense.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney.