Detailed Answer
Maintaining continuity of care as a passenger in a vehicle accident ensures you document injuries and treatment. Courts and insurers rely on your medical records to link your condition directly to the crash.
1. Get Evaluated Immediately
Seek medical attention at an emergency department or urgent care within 72 hours of the accident. Indiana requires Personal Injury Protection (PIP) coverage to pay initial medical expenses under Indiana Code §27-8-2-22.
2. Follow Up Promptly with a Physician
Schedule an appointment with your primary care doctor or a specialist within one to two weeks of the accident. Working with the same provider demonstrates a clear treatment timeline and helps establish causation.
3. Adhere to Your Treatment Plan
Attend every physical therapy session, medical appointment, and follow your doctor’s instructions on medications and home exercises. Missing appointments can weaken your claim by creating gaps that insurers may challenge.
4. Keep Detailed Records
Maintain copies of all medical bills, test results, prescriptions, and appointment summaries. Keep a daily journal noting pain levels, range of motion, and how injuries affect daily activities.
5. Understand Indiana’s Statute of Limitations
Indiana law generally requires filing a personal injury lawsuit within two years of the accident under Indiana Code §34-11-2-4. Consistent care supports your claim and reduces risks of insurers arguing your injuries stem from another event.
Disclaimer: This article is for educational purposes only and does not provide legal advice.
Helpful Hints
- Request copies of your medical records and bills after each visit.
- Use one primary provider to create a clear treatment timeline.
- Report any new or worsening symptoms immediately.
- Keep a calendar of appointments to prove you attended all sessions.
- Store all receipts and paperwork in a dedicated folder.