How to Access and Review My Unclaimed Property Account on nccash.com in Illinois

Detailed Answer

This guide explains how an Illinois resident can access and review unclaimed property information held in an account on nccash.com. Under the Illinois Uniform Disposition of Unclaimed Property Act (765 ILCS 1025/1 et seq.), you can inspect data the State Treasurer collects and maintains. Always protect your personal data and verify you are on an official or authorized portal before entering sensitive information.

1. Locate the correct site. Confirm that you are using nccash.com and not a phishing or look-alike domain. Some states, including Illinois, link to national clearinghouses like NCCASH but also offer a direct portal at illinoistreasurer.gov/Unclaimed_Property.
2. Create or log in to your account.
   • Click “Sign Up” (if new). Provide a valid email and secure password.
   • Check your inbox for a confirmation link. Complete email verification.
   • If you already have an account, click “Log In” and enter your credentials.
3. Enter identifying information. The system will prompt you for key data to validate your identity. You may need:
   • Full legal name (including any former names)
   • Date of birth
   • Social Security number (last four digits may suffice)
   • Last known address in Illinois
4. Complete any security questions or Knowledge-Based Authentication (KBA). Some portals require additional questions drawn from public records.
5. Review the dashboard. Once authenticated, navigate to “My Claims” or “My Unclaimed Property.” You’ll see a summary list that may include unpaid wages, dormant bank accounts, insurance proceeds, or utility deposits.
6. Access detailed reports. Click each item to view specifics such as the date of escheatment, the original holder, and the amount. You can usually download a PDF report of all holdings.
7. Request additional documentation. If you need more background—like transaction history—use the portal’s “Request More Info” feature or submit a secure message. Under 765 ILCS 1025/15, the Treasurer must provide claim forms and related information upon request.
8. Maintain records securely. Save copies of all downloaded reports and correspondence. Store them in a secure location or encrypted folder.
9. Follow up on unresolved issues. If you see discrepancies or need assistance, contact the Illinois State Treasurer’s Unclaimed Property Division at the phone number or email listed on their official site. Retain your support ticket number for reference.

Relevant Statute: Illinois law requires state treasurers to publish unclaimed property records and allow inspection at no charge. See 765 ILCS 1025/1 et seq. (Uniform Disposition of Unclaimed Property Act): ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2010&ChapterID=60.

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney or the Illinois State Treasurer’s office for guidance specific to your situation.

Helpful Hints

• Use a strong, unique password and enable two-factor authentication if offered.
• Ensure your browser is up to date to avoid security vulnerabilities.
• Keep copies of your identity documents ready (driver’s license, SSN card).
• Spell your name exactly as it appears on official records to avoid mismatches.
• Be wary of unsolicited calls or emails claiming to represent the unclaimed property office.
• If you prefer, search directly at the Illinois Treasurer’s site before using third-party portals.