Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for advice specific to your situation.
Detailed Answer
Preparing key information and documents before a person’s death can significantly reduce delays and costs in the Connecticut probate process (see Conn. Gen. Stat. Chapter 815). By organizing estate-related records in advance, the appointed executor or administrator can file accurate inventories and inventories more quickly, minimize court fees, and avoid creditor claims.
1. Personal Identification and Family Information
- Certified copies of the decedent’s birth certificate and Social Security card.
- Marital status proof (marriage certificate, divorce decree, or death certificate of a former spouse).
- List of full legal names, dates of birth, and contact information for beneficiaries and next of kin.
2. Estate Planning Documents
- Original Last Will and Testament and any codicils.
- Revocable living trust declaration (if applicable).
- Durable power of attorney and advance healthcare directives.
3. Financial Accounts and Records
- Bank and brokerage statements, including account numbers and recent balances.
- Retirement account statements (IRA, 401(k), pension) and beneficiary designations.
- Recent credit card statements and outstanding loan documents.
- Federal and Connecticut income tax returns for the past three years.
4. Real Estate and Property
- Deeds and mortgage statements for real property, including parcel identification numbers.
- Vehicle titles and registration documents.
- Appraisals or recent property tax assessments.
5. Insurance Policies
- Life insurance policies and contact information for insurance agents.
- Homeowner’s, auto, and umbrella insurance policies.
- Long-term care and disability insurance documents.
6. Business Interests and Miscellaneous Assets
- Business operating agreements, partnership agreements, or corporate bylaws.
- Copies of stock certificates, membership units, or LLC interests.
- Safe deposit box inventory and key location.
Having these documents ready allows the executor or personal representative to comply with the inventory requirements under Conn. Gen. Stat. §45a-107, file a complete account, and promptly settle debts and distribute assets.
Helpful Hints
- Store originals in a fireproof box or with an attorney; keep copies at home.
- Maintain an up-to-date checklist of documents and update annually.
- Provide trusted family members or the designated executor with a summary list of asset locations.
- Review beneficiary designations on retirement accounts and insurance every two years.
- Consult a probate attorney early to confirm you have all required forms and understand court fees.