How Long‑Term or Worsening Concussion Symptoms Can Affect a Connecticut Personal Injury Settlement
Disclaimer
This is educational information only and not legal advice. I am not a lawyer. Laws change and each case is different. Speak with a Connecticut personal injury attorney about your specific situation before you sign any release or settlement.
Detailed Answer
Short answer: yes — worsening concussion symptoms and the need for long‑term treatment can significantly affect the value of a personal injury claim in Connecticut, but what happens depends on timing, the language of any settlement or release, and whether you take steps before or after a settlement.
Before you settle
If you have not yet settled, you have strong ways to protect recovery for current and future needs:
- Delay settlement until you reach maximum medical improvement (MMI) or until a treating neurologist/neuropsychologist has assessed likely long‑term needs. Settling too early risks underestimating future care needs.
- Demand compensation for projected future medical expenses, rehabilitation, cognitive therapy, assistive devices, home modifications, and loss of earning capacity. Attorneys commonly use life‑care plans, vocational experts, and actuarial calculations to place a present value on future needs.
- Negotiate settlement language that preserves certain claims or makes periodic payments (a structured settlement) rather than a single lump sum, if appropriate.
After you settle
If you already signed a broad release that closes the case, your options are limited. A typical general release will bar later claims for injuries related to the same accident. Courts rarely reopen a valid release. Possible but narrow exceptions include:
- Demonstrating you lacked legal capacity when you signed (for example, severe cognitive impairment that prevented understanding the release). That can trigger appointment of a guardian or set‑aside proceedings, but proving incapacity is difficult and often requires medical and legal evidence.
- Showing fraud, duress, or that the defendant concealed critical facts about the injury. These are high legal hurdles.
- If the settlement contract expressly reserved rights to future claims or included a carve‑out for future medicals, you may still be able to recover under that reservation.
Important Connecticut timing rules
Personal injury lawsuits in Connecticut generally must be started within two years of the date of injury. See Conn. Gen. Stat. §52‑577: https://www.cga.ct.gov/current/pub/chap_925.htm#Sec52-577. If you are contemplating a lawsuit instead of settling, be aware of this deadline. (Medical malpractice and other special claims have different rules; for example see Conn. Gen. Stat. §52‑584: https://www.cga.ct.gov/current/pub/chap_925.htm#Sec52-584.)
When long‑term care needs arise after settlement
If your concussion symptoms worsen after a settlement and you did not reserve future claims, practical steps include:
- Get immediate, thorough medical documentation from qualified specialists (neurologist, neuropsychologist, rehabilitation physician). Continue follow‑up visits and obtain objective testing (neuropsychological testing, imaging if recommended).
- Talk to the attorney who handled the settlement. Ask whether the settlement included any reimbursement obligations, structured payments, or special provisions for future care.
- If you suspect you lacked capacity when signing, or suspect fraud in the settlement process, consult a Connecticut attorney promptly about possible remedies and the evidence needed to challenge the settlement.
- Explore disability benefits, workers’ compensation (if injury occurred at work), SSDI/SSI, and Medicaid. Long‑term care planning may require coordination with benefits counsel and possible creation of a trust to protect public benefits.
Guardianship, conservatorship, and settlements for incapacitated people
If a concussion causes cognitive decline that impairs decision‑making, Connecticut law provides procedures for appointing a guardian or conservator who can handle claims and settlements on an incapacitated person’s behalf. See Connecticut’s statutes on guardianship and conservatorship: https://www.cga.ct.gov/current/pub/chap_045a.htm#Sec45a-650. Court involvement is often necessary to approve settlements that affect the incapacitated person’s estate or ongoing care.
Net recovery considerations
Even when a settlement covers future medical care, liens and reimbursements can reduce the money you actually receive. Common examples include Medicare conditional payments and private health‑insurance subrogation. If public benefits (Medicaid) pay for care, you may need to set aside funds or create a special needs trust to avoid losing eligibility.
Bottom line
Worsening concussion symptoms can materially increase the value of a claim, but once you sign a broad release you usually give up the right to more recovery. To protect yourself: avoid premature settlement, document everything, get objective medical evaluations, negotiate for future medicals or structured payments, and consult a Connecticut personal injury attorney experienced with traumatic brain injury (TBI) claims.
Helpful Hints
- Do not sign a full release without consulting a Connecticut injury attorney, especially if you still have symptoms or uncertain prognosis.
- Ask for a life‑care plan and written prognosis from a treating neurologist or neuropsychologist to estimate future costs.
- Consider structured settlements or periodic payments if you need long‑term funding for ongoing care.
- Keep meticulous medical records and a symptom diary (dates, symptoms, activity limits, days missed from work, medications, therapy notes).
- Preserve evidence from the accident: photos, witness contact info, surveillance, and employer records if the injury was work‑related.
- If you rely on Medicare/Medicaid or private insurance, discuss potential liens and reimbursement obligations with counsel before accepting money.
- If cognitive capacity is in question, involve family and medical providers early and consider seeking a guardianship/conservatorship through Connecticut Probate Court if necessary. See: https://www.cga.ct.gov/current/pub/chap_045a.htm#Sec45a-650.
- Act promptly—Connecticut’s general statute of limitations for personal injury is two years. See: https://www.cga.ct.gov/current/pub/chap_925.htm#Sec52-577.