How might a delay in seeking medical treatment affect the value of a personal injury claim under Wisconsin law?

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney. See full disclaimer.

Disclaimer: This article is intended for educational purposes only and does not constitute legal advice. If you have suffered an injury, consult a qualified attorney to discuss your specific situation.

Detailed Answer

Under Wisconsin law, a delay in seeking medical treatment after an injury can significantly affect both the strength and value of a personal injury claim. Courts and insurers look closely at the timing and consistency of treatment when evaluating damages. Here are the key ways a treatment delay may impact your claim:

1. Credibility of the Injury

Prompt medical care provides objective proof that your injuries are tied to the incident. If you wait days or weeks before seeing a healthcare provider, the defense may argue that your injuries were caused by another event or that you exaggerated symptoms. This can reduce the perceived credibility of your claim.

2. Continuity of Medical Records

Consistent treatment records establish a clear timeline of your condition and show that you followed a doctor’s recommended course of action. Gaps in treatment may give insurers grounds to challenge whether your injuries are as severe as claimed or related to the accident. Detailed records also help experts quantify future medical needs and costs.

3. Comparative Negligence Factors

Wisconsin applies a pure comparative negligence rule under Wis. Stat. § 895.045(1) (docs.legis.wisconsin.gov/statutes/statutes/895/045/1). While this primarily addresses fault for the accident, a delay in treatment can be used by the defense to argue that you were partially responsible for worsening your own injuries, potentially reducing your recovery by the percentage of fault assessed by the jury.

4. Statute of Limitations Considerations

Wisconsin’s personal injury statute of limitations is three years from the date of injury, per Wis. Stat. § 893.54(1m) (docs.legis.wisconsin.gov/statutes/statutes/893/54/1m). While a delay in treatment does not extend this deadline, waiting too long to see a doctor may coincide with a late filing, which can cost you the right to bring any claim at all.

5. Future Medical Cost Estimates

Early imaging and specialist referrals allow experts to project long-term treatment needs. A gap in care can obscure the true extent of injury, leading to lower damage awards for future medical expenses and pain and suffering.

Helpful Hints

  • Seek medical attention immediately, even if symptoms seem mild.
  • Follow all doctor’s orders and attend every appointment.
  • Keep copies of all medical records, bills, and correspondence.
  • Document symptoms daily in a journal or via a medical app.
  • Take photographs of visible injuries and accident scenes.
  • Notify your insurer promptly, but avoid giving recorded statements before consulting an attorney.
  • Consult a personal injury lawyer early to preserve evidence and guide your strategy.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney. See full disclaimer.