Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a licensed attorney for advice specific to your situation.
Detailed Answer
Why Continuity of Care Matters
When you’re a passenger in a vehicle collision, the insurance company and opposing counsel will review your medical records closely. Gaps in treatment can undermine the link between the accident and your injuries. Consistent medical care creates a clear record of diagnosis, treatment and progress, making it harder for insurers to argue that your injuries stem from a preexisting condition or unrelated event.
Key Steps to Maintain Continuity of Care in Washington
- Obtain an Initial Evaluation Quickly: Seek assessment in an emergency room or urgent care facility immediately after the crash. This establishes a documented baseline.
- Follow All Provider Recommendations: Attend physical therapy, specialist visits and follow-up appointments. Skipping or delaying these can raise questions about the severity of your injuries.
- Keep Detailed Records: Request copies of every medical report, test result and billing statement. Store them chronologically. This packet will show that your treatment started promptly and continued without interruption.
- Use the Same Medical Team: Whenever possible, see the same primary care doctor, chiropractor or physical therapist. A consistent care team can better track your progress and report ongoing treatment.
- Communicate Changes Promptly: If your symptoms worsen or new pain emerges, schedule an appointment right away. Documenting changes in real time reinforces causation.
Washington Statutes to Note
- Personal injury claim deadline: RCW 4.16.080 requires you to file suit within three years of the injury. Learn more at RCW 4.16.080.
- Health insurer subrogation rights: RCW 48.22.005 addresses how insurers may seek reimbursement when they pay your medical bills. Review the text at RCW 48.22.005.
Helpful Hints
- Set calendar reminders for each appointment to avoid no-shows.
- Request referrals and authorizations in writing before seeing specialists.
- Keep a symptom journal with dates, pain levels and activities affected.
- Notify your health insurer and the at-fault driver’s insurer of all treatments.
- Consult a personal injury attorney early to preserve evidence and guide medical-lien negotiations.