Detailed Answer
As an injured passenger in a Tennessee vehicle accident, maintaining continuity of care plays a pivotal role in protecting your injury claim. Consistent medical treatment creates a clear link between the accident and your injuries, deters insurance challenges, and strengthens your case.
1. Seek Immediate Medical Evaluation
After an accident, visit a qualified medical provider within 24–48 hours. Early documentation of injuries helps establish causation. Under Tennessee law, the statute of limitations for personal injury claims is one year (Tenn. Code Ann. § 28-3-104).
2. Choose a Primary Treating Physician
Select one physician or medical practice to serve as your main point of care. Centralizing treatment records at a single practice helps your attorney demonstrate a continuous treatment history.
3. Follow All Recommended Treatments
Attend every appointment, physical therapy session, and follow-up visit. Missing or delaying treatments can create gaps in your medical record, giving insurers grounds to dispute the link between the accident and your injuries.
4. Keep Detailed Medical Records
Collect and organize all medical reports, imaging results, bills, and prescription records. Maintain a treatment timeline that notes dates, providers, diagnoses, and prescribed therapies.
5. Report New or Worsening Symptoms Promptly
If your symptoms worsen or new issues emerge, inform your health care provider immediately. Documenting changes reinforces the ongoing nature of your injuries and the necessity of continued care.
Disclaimer: This article is for educational purposes only. It does not constitute legal advice. Consult a licensed attorney to address your specific circumstances.
Helpful Hints
- Photograph visible injuries on the day of the accident and throughout recovery to document progress.
- Maintain a personal injury journal to record pain levels, daily limitations, and treatment notes.
- Retain copies of all medical bills and receipts for expenses related to treatment and therapy.
- Keep records of any communication with insurers, medical providers, and employers regarding your absence from work.
- Inform your attorney promptly of any changes in your treatment plan or medical providers to ensure coordinated case strategy.