Detailed Answer
After a crash in South Carolina, you must take steps to maintain an unbroken treatment record. This process helps establish that your injuries stem from the wreck. This section outlines best practices under S.C. Code § 15-3-530 (three-year statute of limitations) and insurance rules like S.C. Code § 38-77-160 (personal injury protection).
1. Seek Immediate Medical Evaluation
Visit an emergency department or urgent care center as soon as possible. Document initial injuries on the day of the accident. Consistent timestamps help show causation.
2. Follow Prescribed Treatment Plans
Attend all appointments and follow your provider’s recommendations. Avoid gaps longer than four to six weeks without good cause. Gaps can cast doubt on your claim.
3. Choose One or Two Providers
Switching repeatedly between specialists may weaken your claim. Instead, pick one primary treating physician and, if needed, a physical therapist or pain management specialist.
4. Keep Detailed Records
Keep copies of all medical records, imaging studies, bills, and prescriptions. These documents demonstrate the scope of your treatment and related costs.
5. Maintain Treatment Logs
Use a journal or calendar app to log appointment dates, symptoms, and progress. These notes supplement your medical files.
6. Notify Insurers Promptly
Report the accident to your insurer and the at-fault driver’s carrier within days. South Carolina requires insured drivers to carry at least $5,000 in PIP coverage under § 38-77-160. File a PIP claim early to cover emergency and follow-up care.
7. Track Out-of-Pocket Expenses
Save receipts for medical equipment, travel, and prescription costs. You may recover these in your claim.
Statute of Limitations Reminder: In South Carolina, you generally have three years from the accident date to file a personal injury lawsuit under § 15-3-530. Timely treatment supports your filing deadline.
Helpful Hints
- Set phone reminders for appointments and medication schedules.
- Use a single app or folder to store all bills and reports.
- Ask your provider for written treatment summaries after each visit.
- Avoid self-treatment without professional guidance.
- Inform your attorney of any missed treatments or gaps.
Disclaimer: This article does not constitute legal advice. Consult a licensed South Carolina attorney for guidance on your specific situation.