How to Maintain Continuity of Care After a Rhode Island Vehicle Accident
Disclaimer: This is not legal advice. Consult a qualified attorney for guidance specific to your situation.
Detailed Answer
After a vehicle collision in Rhode Island, consistent medical treatment demonstrates the link between the crash and your injuries. Insurers and courts review medical records to evaluate the severity, cause, and extent of harm. Follow these steps to maintain continuity of care and protect your injury claim under Rhode Island law.
1. Seek Immediate Medical Attention
Obtain an exam from a medical provider within days of the accident. Early documentation ties your injuries directly to the crash. Under Rhode Island’s no-fault insurance law, you must begin treatment within 30 days to preserve Personal Injury Protection (PIP) benefits. See R.I. Gen. Laws §31-31.1-6.
2. Adhere to Your Treatment Plan
Attend every scheduled appointment, therapy session, and follow-up visit. Fill prescriptions promptly and follow provider instructions. Consistency shows that you take your recovery seriously and that your injuries require ongoing care.
3. Manage Provider Changes Carefully
If you change doctors or specialists, request a complete transfer of your medical records. Ensure your new provider receives all past imaging, notes, and test results. Gaps or unexplained provider switches can create doubt about the linkage between the accident and your injuries.
4. Document Every Interaction
Keep copies of appointment calendars, invoices, and medical bills. Maintain a treatment diary to record pain levels, mobility issues, and daily limitations. Save emails and correspondence with healthcare providers and the insurance company. A comprehensive record supports your claim.
5. Observe Rhode Island Deadlines
You have two years from the accident date to file a personal injury lawsuit. See R.I. Gen. Laws §9-1-14. Additionally, you cannot sue for pain and suffering until you exhaust PIP benefits or wait one year after the crash under R.I. Gen. Laws §31-31.1-6.
Helpful Hints
- Begin treatment immediately, even for mild symptoms.
- Maintain a daily log of pain levels and functional limits.
- Submit all medical bills to your insurer without delay.
- Request written treatment summaries after each visit.
- Consult an attorney before accepting any settlement.