How can a passenger maintain continuity of care to protect an injury claim in Mississippi?

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Detailed Answer

After a vehicle collision in Mississippi, a passenger’s injury claim often depends on clear, consistent medical documentation. Maintaining continuity of care means systematically following a medical treatment plan and preserving all related records. Below are key steps.

1. Obtain Prompt Medical Evaluation

Seek an exam by a qualified health care provider within 24 to 72 hours of the accident. Early documentation links your injuries directly to the crash. In Mississippi, personal injury claims must be filed within three years under Section 15-1-49 of the Mississippi Code (Miss. Code Ann. § 15-1-49), so timely treatment is crucial.

2. Follow the Treatment Plan

Adhere strictly to all medical advice. Attend each scheduled appointment, therapy session, or diagnostic test. Gaps in care can suggest your injuries are minor or unrelated to the crash.

3. Use Consistent Providers When Possible

Stay with the same primary doctor or clinic throughout your recovery. If you must switch or see a specialist, request formal referrals and transfer all records to maintain an unbroken chain of care.

4. Document Every Interaction

Keep a file of all medical records, prescriptions, invoices, health care bills, and correspondence. Request itemized statements from your provider, noting dates, diagnoses, treatments, and charges.

5. Track Out-of-Pocket Expenses

Record mileage, parking costs, co-payments, and other related expenses. A mileage log illustrates your dedication to treatment and helps calculate damages.

Helpful Hints

  • Create a daily symptom journal noting pain levels, healing progress, and any side effects.
  • Photograph visible injuries and wear consistent clothing to show bruising or swelling.
  • Keep all appointment reminders and calendar entries as proof of follow-through.
  • Maintain polite, factual communication with insurers; avoid understating or exaggerating your symptoms.
  • Consult a legal professional before giving recorded statements to adjusters.

Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult an attorney licensed in Mississippi for guidance on your specific situation.

The information on this site is for general informational purposes only, may be outdated, and is not legal advice; do not rely on it without consulting your own attorney. See full disclaimer.