Disclaimer: This article is for educational purposes only and does not constitute legal advice.
Detailed Answer
Maintaining consistent medical treatment—known as continuity of care—protects your injury claim after a vehicle accident in Connecticut. It helps prove the cause and extent of your injuries and prevents insurers from arguing you delayed or abandoned treatment.
1. Seek Prompt Medical Evaluation
Visit an emergency department or urgent care immediately after the crash. Documenting your injuries on the same day creates a clear medical record. Without this, an insurer may claim your injuries stem from a different event.
2. Follow Through with Recommended Treatment
Follow your doctor’s or specialist’s treatment plan without gaps. Attend physical therapy, chiropractic sessions, or follow-up exams as prescribed. Missed or delayed visits can weaken your claim.
3. Choose Providers Carefully
Stick with a small network of trusted providers. Consistent care from the same physicians and therapists creates a seamless record. If you switch doctors, ask for transfer of all records to maintain a complete treatment history.
4. Document Every Appointment and Expense
Keep copies of medical bills, receipts, prescriptions, and appointment summaries. A treatment journal noting dates, symptoms, pain levels, and medications reinforces the link between the accident and your injuries.
5. Comply with Insurance Requests
Under Conn. Gen. Stat. §38a-336, an insurer can require you to submit to an independent medical exam (IME). Schedule and attend the IME promptly. Failing to do so can jeopardize coverage.
6. Watch the Statute of Limitations
Connecticut gives injured passengers two years from the crash date to file a personal injury lawsuit. See Conn. Gen. Stat. §52-584. Mark this deadline and plan your medical care timeline to meet it.
7. Keep Your Attorney Informed
Share all medical records and updates with your lawyer. They can coordinate care referrals, negotiate with insurers, and ensure your treatment aligns with claim requirements.
Helpful Hints
- Start a treatment journal to track symptoms and progress.
- Use calendar alerts for appointments and medical exams.
- Request electronic copies of all medical records for quick access.
- Ask providers for detailed notes and imaging reports.
- Confirm receipt of records when transferring between doctors.
- Notify your auto insurer of all treatment dates and providers.
- Consult a personal injury attorney before settling with insurers.