Detailed Answer
Overview: In New Hampshire, a personal injury case that includes a claim for lost wages often resolves within 6 to 24 months. Actual timing depends on the case complexity, evidence gathering, insurance response and whether you file a lawsuit.
Key Phases and Timeframes:
- Initial Investigation (1–3 months): You gather pay stubs, employer statements and medical records. You send a demand package to the insurer. The insurer typically acknowledges receipt within 30 days.
- Negotiation & Evaluation (3–9 months): The insurer reviews your documentation and may request additional proof. You negotiate a settlement based on total wage loss and medical expenses.
- Filing Suit (if needed): If negotiations stall, you file a complaint in Superior Court. Under New Hampshire law, you must initiate suit within three years of the injury per RSA 508:4 (RSA 508:4).
- Discovery & Pretrial (6–12 months): Both sides exchange documents, depose witnesses and attend pretrial conferences. Courts often set trial dates 9–12 months after the complaint.
- Trial & Resolution (1–3 years total): If the case goes to trial, you wait for the court’s schedule. Many cases resolve by settlement even after the lawsuit starts, often shortening the timeline.
Disclaimer: This article is educational. It does not constitute legal advice. Consult a qualified attorney to discuss your specific situation.
Helpful Hints
- Document all lost wages with pay stubs, tax returns and employer letters.
- Track medical appointments and keep bills organized.
- Send your demand letter early to prompt insurer engagement.
- Understand RSA 508:4 limits your time to file suit in New Hampshire.
- Communicate regularly with your attorney to avoid delays.