Detailed Answer

Under Vermont law, you must gather clear, accurate records to prove the income you lost due to injury or illness. These records help insurers, employers, or courts calculate your lost wages. Based on 21 V.S.A. §652, wage-loss benefits in a workers’ compensation claim require proof of your average weekly wage. In a personal injury or auto accident claim, you must show actual earnings lost.

1. Earnings Records

• Pay stubs or payroll summaries showing hours worked, gross pay, and deductions.
• Year-to-date payroll reports or W-2 forms if you are an employee.
• Invoices, 1099 forms, and bank statements if you are self-employed.

2. Employer Verification

• Signed statement or letter on company letterhead confirming dates missed, wage rate, and typical work schedule.
• Timecards or attendance logs that match the dates you claim.

3. Tax and Financial Documents

• Relevant tax returns (e.g., federal Form 1040, Schedule C).
• Business profit-and-loss statements for self-employed individuals.
• Bank deposit records that correspond with business or wage income.

4. Medical and Treatment Records

• Doctor’s notes or medical reports stating that you were unable to work on specific dates.
• Functional capacity evaluations, work restrictions, or rehabilitation reports.
• Hospital discharge summaries or physical therapy records.

5. Vermont Law Reference

Workers’ compensation wage-loss benefits are governed by 21 V.S.A. §652.

Helpful Hints

• Request duplicate copies of missing pay stubs promptly from your employer or payroll department.
• Keep a daily log of missed work hours and duties you could not perform.
• Obtain written confirmation of any vocational rehabilitation or return-to-work plans.
• Organize documents chronologically to simplify review by insurers or attorneys.
• Consult with your employer’s HR or payroll specialist for clarification on record formats.

Disclaimer: This article is for educational purposes only and does not provide legal advice.