Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your situation.
Detailed Answer: Document and Submit Medical Treatment Records
When you file a car accident injury claim in Mississippi, you must document and submit all medical treatment records efficiently. Courts and insurers use these records to verify your injuries, treatments, and expenses. Follow these steps to prepare a complete and organized submission under Mississippi law.
1. Obtain Complete Medical Records
Request records from every provider who treated you after the accident, including hospitals, urgent care centers, specialist clinics, physical therapists, and diagnostic labs. Use a signed medical authorization form to comply with patient privacy laws. Providers in Mississippi must respond within a reasonable time and may charge reasonable copying fees under Miss. Code Ann. § 41-56-19.
2. Organize Records Chronologically
Sort your records by date to show the progression of your injuries and treatments. Create labeled dividers or tabs for each provider. Include emergency room reports, imaging (X-rays, MRIs), surgery notes, prescription records, and therapy summaries.
3. Summarize Key Treatments and Costs
Prepare a cover sheet or table listing each treatment date, provider, type of service, and cost. This summary helps insurers and adjusters quickly understand your claim’s scope. Keep copies of all itemized bills and payment receipts.
4. Submit Records to Insurer or Court
Send your organized file to the insurance adjuster handling your claim. Use certified mail or secure electronic delivery with confirmation. If you file a lawsuit, attach your records as exhibits to your initial disclosures under the Mississippi Rules of Civil Procedure. Include the summary table and a sworn affidavit certifying that the records are true copies.
5. Comply with Mississippi Statutes and Rules
Mississippi law allows you to use medical records as evidence in personal injury cases. Under Miss. Code Ann. § 41-56-17, providers must retain records for at least seven years. Rule 26 of the Mississippi Rules of Civil Procedure governs initial disclosures, including medical records.
Helpful Hints
- Keep digital backups of all records and correspondence.
- Note any unpaid treatment bills and include them in your claim.
- Track deadlines for submitting records to avoid waiver of evidence.
- Label each record clearly with date and provider name.
- Seek assistance from a personal injury attorney to ensure compliance with procedural rules.