Detailed Answer

After a car accident in Nevada, you can pursue vehicle damage compensation separately from bodily injury claims. Here are the key steps:

1. Document the Damage
   Take photos of all vehicle damage, note the accident location, date, and gather witness information. Keep repair estimates and invoices.
2. Report to Insurer
   Notify your insurance company and the at-fault driver’s insurer of the property damage. Provide your evidence and repair estimates promptly.
3. File a Property Damage Claim
   Submit a claim focused solely on vehicle repairs or fair market value if the vehicle is totaled. Nevada law places a two-year deadline on property damage actions (NRS 11.190(4)).
4. Negotiate a Settlement
   Negotiate with the insurer for repair costs or cash value. If they undervalue your loss, provide competing estimates or use an independent appraiser. Settlement can proceed without touching your bodily injury claim.
5. Release Language Matters
   When you sign a property damage release, explicitly reserve your right to pursue bodily injury damages later. A narrowly drafted release avoids waiving medical claims under Nevada contract principles (NRS 104.2303).
6. Consider Small Claims or District Court
   If the insurer refuses to pay a fair amount and damage is under $10,000, file in Small Claims Court (limit under NRS 73.080). For larger claims, proceed in District Court.
7. Preserve Your Bodily Injury Claim
   Separate your medical evidence and settlement discussions. Nevada allows a two-year statute of limitations for personal injury (NRS 11.190(4)), so track deadlines for each claim type.

Disclaimer: This article is for informational purposes only and not legal advice. Consult a qualified attorney to discuss your specific situation.

Helpful Hints

• Photograph all damage immediately after the crash.
• Keep written estimates and repair invoices organized.
• Send claims-related correspondence by certified mail to track delivery.
• Review any release agreement carefully to avoid waiving bodily injury rights.
• Note claim deadlines: two years for both property and personal injury (NRS 11.190(4)).
• Use Small Claims Court for disputes under $10,000 (NRS 73.080).
• Track medical treatment separately from repair records if you pursue bodily injury later.