FAQ: Resuming Medical Care After a Treatment Gap — Can I Still Seek Compensation in South Dakota?
Detailed answer — what South Dakota law means for gaps in treatment
Short answer: Yes. You can generally resume medical care after a gap in treatment and still pursue compensation for injuries caused by someone else — but the gap can create issues you should address promptly. South Dakota courts and insurers will look at how the break affects causation, the reasonableness of your choices, and the amount of damages you claim.
Why gaps matter
After an accident or injury, insurers and defense lawyers commonly argue that a gap in treatment means either:
- Your condition improved and then worsened for a separate reason, so the defendant’s conduct no longer caused all of your current problems; or
- You failed to mitigate your damages by not getting treatment sooner, which could reduce the amount the jury or insurer will pay.
What you must prove to preserve a claim
To remain able to recover damages in South Dakota you should be prepared to show all of the following:
- Link between the injury and the care you later received: Medical records or an expert opinion tying your current symptoms to the original accident or negligence.
- Reasonable explanation for the gap: Valid, documented reasons (e.g., lack of insurance, caring for a family member, inability to travel, attempting conservative home care) will reduce the harm of the gap.
- Effort to mitigate damages: Evidence you tried reasonable measures — calls to providers, attempts to schedule appointments, emergency visits, or interim treatments (physical therapy, medication) — or records showing why such steps were impossible.
- Damages supported by records: Clear bills, receipts, wage records, and contemporaneous notes showing how your injury affected work and life.
Practical evidence that helps your case
Useful proof includes medical records before and after the gap, a treating doctor’s narrative linking symptoms to the original event, contemporaneous pain journals, employer statements about missed work, photographs of injuries, and any written communications attempting to get or postpone care.
Statute of limitations and timing
South Dakota limits how long you have to file most personal injury claims. Because timing issues can defeat a claim regardless of treatment gaps, check the applicable deadlines right away. For general civil actions, you can find South Dakota’s codified laws and search for statutes of limitations on the state legislature’s website: https://sdlegislature.gov/Statutes/Codified_Laws/. If a statute of limitations is close to expiring, consult an attorney immediately — missing the deadline may bar recovery even if you resume care.
How courts treat gaps in treatment
South Dakota courts will assess whether the gap makes it unreasonable to attribute all or part of your injury to the defendant. If a gap is long and unexplained, a jury may reduce damages proportionally or find that the claimant failed to mitigate. If you have a credible reason for the gap and strong medical causation evidence, courts are more likely to allow full recovery for injury-related costs and losses incurred after you resume care.
How insurers and defense lawyers may respond
Expect the defense or insurer to:
- Request all medical records and ask why you delayed care;
- Use medical experts to argue alternative causes for your symptoms;
- Argue that your damages should be reduced because you failed to mitigate;
- Make settlement offers that reflect a reduction for the treatment gap.
Steps to strengthen your claim if you resume care
- Resume care promptly and follow your provider’s instructions.
- Tell each medical provider, clearly and in writing, about the original accident and any symptoms you experienced during the gap.
- Request and keep complete medical records and bills from every provider, including notes that explain the reason for any delay in treatment.
- Ask your treating doctor for a written opinion linking current symptoms to the original injury.
- Document functional losses (work notes, pay stubs, daily activity limitations, photographs).
- Keep a pain and symptom diary that notes when symptoms began, changed, or worsened.
- Contact a personal injury attorney early — before you give recorded statements or sign releases.
When a gap may be less damaging
Gaps commonly have less impact when:
- The injury is chronic and slowly progressive (doctors can link progression to the initial trauma);
- You have documentation showing attempts to get care or obstacles preventing treatment; or
- You sought and documented other forms of care (over-the-counter meds, home exercises, telemedicine) during the gap.
Helpful hints — practical tips to protect your right to compensation
- Resume care quickly when possible. The sooner you re-engage a medical provider, the easier it is to show causation and avoid arguments that the injury resolved.
- Be honest about the gap. Provide clear, documented reasons for the delay to both providers and any attorney representing you.
- Get a causation letter from your treating physician. A note or letter saying your current condition is related to the original injury is highly valuable.
- Keep everything. Save medical bills, appointment confirmations, emails, voicemails, and proof you attempted to get care.
- Track lost income and daily impacts. Employer statements, tax records, and a daily activity log help quantify damages.
- Avoid recorded statements to insurers without counsel. They may use your words about a gap against you.
- Talk to a lawyer early. An attorney can help preserve evidence, get necessary medical examinations, and advise about filing deadlines.
- Understand mitigation. You can’t recover for losses that you unreasonably failed to avoid. Reasonable steps to diagnose and treat your injury support full recovery.