Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney to discuss your specific situation.
Detailed Answer
When a loved one passes away, they sometimes leave behind assets—bank accounts, insurance benefits, safe deposit box contents, or utility deposits—that go unclaimed. In West Virginia, unclaimed property is governed by the West Virginia Unclaimed Property Act (W. Va. Code §36-8A). The State Treasurer’s office holds these assets until rightful owners or heirs file a valid claim.
Follow these steps to locate and claim unclaimed property of a deceased relative under West Virginia law:
- Search the West Virginia Unclaimed Property Database
Visit the State Treasurer’s unclaimed property portal at wvtreasurer.gov/Unclaimed-Property. Use the relative’s full name and any known previous addresses. You can also search by business name if applicable. - Review Search Results
If you find a match, review the summary for property type and value. Common categories include dormant bank accounts, uncashed checks, insurance payouts, and utility refunds. - Gather Required Documentation
To prove your right to claim the property, you generally need:- A certified copy of the relative’s death certificate.
- Proof of your identity (driver’s license or passport).
- Proof of heirship—this may include the will, letters of administration or testamentary, or an affidavit of heirship if no will exists. See W. Va. Code §44-1-6 on probate notices (Link to W. Va. Code §44-1).
- Complete the Claim Form
Download and complete the official claim form from the Treasurer’s website. Accurately list all requested information, including the property ID number from your search results. - Submit Your Claim
Mail your completed claim form and supporting documents to: West Virginia State Treasurer’s Office
Unclaimed Property Division
322 70th Street SE, Suite 300
Charleston, WV 25304
There is no fee for filing a claim.
- Await Review and Payment
The Treasurer’s office reviews each claim. They may request additional documentation. Once approved, they will issue payment by check or direct deposit. - Follow Up
If you do not receive a decision within 60 days, contact the Unclaimed Property Division at (800) 642-8681 or via email at unclaimedproperty@wvsto.com.
Helpful Hints
- Check regularly for updates—new property is added annually.
- Search variations of the name: maiden names, nicknames, or initials.
- Keep all original documents safe; mail photocopies with your claim.
- If the estate is in probate, coordinate with the personal representative to avoid duplicate claims.
- Consider consulting a probate attorney if the estate has complex assets.