Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for advice specific to your situation.
Detailed Answer
When a relative dies, they sometimes leave behind bank accounts, insurance proceeds or other assets that state law classifies as unclaimed property. Under the Oklahoma Uniform Unclaimed Property Act (Title 60, § 651 et seq.), the state holds these assets until an heir locates and claims them. Below is a step-by-step guide on how heirs can find and recover a deceased relative’s unclaimed property in Oklahoma.
1. Search the Oklahoma Unclaimed Property Database
Oklahoma’s State Treasurer maintains an online Unclaimed Property Database. Enter the decedent’s name, and review any matches for bank accounts, stock dividends, utility deposits or other assets.
2. Determine Your Eligibility to Claim
Under Oklahoma law, only the person entitled under the decedent’s will or, if there is no valid will, the probate statutes may claim unclaimed property. Heirs usually must show:
- Proof of death (death certificate).
- Documentation of heirship or beneficiary status (will, court order, or affidavit of heirship).
- Valid government identification.
3. Collect Required Documentation
Prepare the following:
- Certified copy of the death certificate.
- Probate documents showing your right to inherit (Letters Testamentary or Letters of Administration).
- Affidavit of heirship if no probate court order exists. Oklahoma law provides a form for small estates under 58 O.S. § 1402.
- Heirship or beneficiary affidavit as required by the Treasurer’s office.
4. File a Claim with the Oklahoma State Treasurer
Submit a claim form available from the Treasurer’s website along with all documentation. Oklahoma law requires a signed and notarized claim under penalty of perjury (60 O.S. § 655). You can mail or hand-deliver your packet to:
Oklahoma State Treasurer’s Office
Attn: Unclaimed Property Division
2300 N. Lincoln Blvd., Room 217
Oklahoma City, OK 73105
Once the Treasurer’s office reviews and approves your claim, they will issue a check or other property transfer.
Helpful Hints
- Search using common name variations and maiden names to capture all possible listings.
- Maintain a checklist of required documents to avoid delays.
- Keep copies of every form and correspondence you send.
- Check the database annually—new assets may be reported years after the decedent’s death.
- Consider consulting a probate attorney for complex estates or when multiple heirs disagree.