Detailed Answer
When a relative dies, they may leave behind assets the state classifies as “unclaimed property.” In New Hampshire, these can include forgotten bank accounts, uncashed checks, safe deposit box contents, insurance proceeds and more. The state’s Unclaimed Property Program, operated by the New Hampshire Treasury Department, receives and holds these assets until rightful owners or heirs come forward. Here’s how heirs can locate and claim property under New Hampshire law.
1. Search the State Database
Begin by searching the New Hampshire Unclaimed Property database at nh.gov/treasury/unclaimed-property. Enter the decedent’s name and last known address. The database covers property reported under RSA 471:2 and includes items escheated from businesses and financial institutions.
2. Identify and Document the Asset
If the search yields matches, click each entry to review the property type, date reported, and holder. Note the reported value and property ID number. You’ll need this information when filing a claim.
3. Gather Required Documents
Under RSA 471:14 and RSA 471:28, to claim as an heir you must prove both the decedent’s identity and your right to inherit. Common documents include:
- Certified death certificate of the decedent
- Will or affidavit of heirship (if no will exists)
- Probate court order appointing executor or administrator
- Your birth certificate, marriage certificate or other proof of relationship
- Photo ID and Social Security number
4. Submit a Claim Form
Download and complete the NH Treasury’s Claimant Packet from the Unclaimed Property website. Include the form, notarized signatures and copies of supporting documents. Claims must comply with the timing rules in RSA 471:36, which generally requires filing within two years of the property turning over to the state.
Mail or email your packet to the Unclaimed Property Program. The office reviews your claim, may request additional information, then issues payment by check or deposits funds into your bank account.
5. Track and Receive Payment
After submission, you can track your claim status online at the same Unclaimed Property portal. Typical processing takes 4–6 weeks. Once approved, the state sends payment directly to you or your attorney, if one is engaged.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance on your specific situation.
Helpful Hints
- Search early: Businesses report property annually, so check the database regularly.
- Verify name variations: Try common nicknames or maiden names.
- Keep copies: Retain duplicates of every document you submit.
- Watch deadlines: Missing the two-year claim window under RSA 471:36 can bar your recovery.
- Consider probate: Some estates must open probate before claiming certain assets.